For many of us, the word ‘budget’ is synonymous with ‘boring’.
In the USA and the UK, it is estimated that only half of all working people bother to budget.
And that’s quite a lot of people.
And if you’re currently in the half that doesn’t do any form of budgeting, you’re making your life more difficult that in needs to be.
Because if you have any kind of financial goals or aspirations, you’re far more like to reach them faster and more effectively if you have created a budget plan.
It doesn’t matter whether you are living from hand to mouth or whether you are making money hand over fist – if you don’t currently budget, you could almost certainly benefit from doing so.